Product Design Leadership
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Product Design Leadership · Dubai

Design That
Delivers.

16 years leading design across consumer products, crypto, fintech, and government transformation. Built products used by 80M+ people, from strategy to final delivery.

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Impact

80M+
People using products
I've shaped
$10M+
Revenue generated
through design-led experimentation
150%
Subscription growth
on Careem Plus
16+
Years leading
product design

Perspective

Design that doesn't change an outcome isn't design. It's decoration.

Over 16 years I've lived in the gap between what a business needs and what actually gets built, and closed it. Crypto exchanges. Super-apps. Neobanks. Travel platforms. Regulated banking. Products that millions of people depend on, where the wrong call costs real money and the right one changes a company's trajectory.

I started as a front-end engineer. I know what it costs to build the thing I'm designing. That changes how I design. I scaled the design org at Almosafer from 14 to 25 people. I built Metro Bank's design team from the ground up. I led 11 designers across Careem's super-app. I delivered a neobank MVP at a top 10 crypto exchange that generated $7M in its first eight weeks. I've been the solo IC designing or writing code at midnight and the director in the room where strategy gets set. There's no part of this process I haven't owned.

AI Product Design

Seven Years
Delivering AI
Products.

Before AI was a buzzword, I was designing production AI features in regulated banking. From the UK's first AI application in retail banking in 2018 to LLM-powered search and design operations in 2025, I've delivered AI products across fintech, travel, super apps, and crypto.

See my full AI track record ↗

7
Years delivering
AI products
6
Production AI
case studies
4
LLM experiences
integrated
4
Industries:
banking, travel, super app, crypto

Selected Work

Top 10 Crypto Exchange · Neo-Banking · 0→1 Launch · 2025

Crypto Neo-Bank
Global Launch

Blank canvas to five-market launch. $7M+ revenue in 8 weeks, 30K+ card orders, 6× weekly transactions. 0→1 product-market fit.

Careem (Uber) · Super App · Subscriptions · 2024

Careem Plus:
Subscription Growth

Data-led contextual subscription system. 150% subscriber growth, 96% retention, 4× service usage. Turned a declining metric into a growth engine.

Careem (Uber) · OpenAI · 2025

Global
AI Search

Rebuilt super-app search on OpenAI. +67% conversion, 94% intent accuracy across 10+ markets and 4 languages.

Metro Bank · UK Retail Banking · AI · 2018

UK's First AI
in Retail Banking

Personetics AI insights. 2.4M+ insights delivered, 80% retention. Shifted average customer balance from negative to positive.

Every AI product
I've shipped.

Beyond the featured work — five more AI products across three companies, four industries, and seven years. From voice biometrics to LLMs to generative design systems.

Metro Bank 2019 · FinTech
AI Voice Authentication
Machine learning voice biometrics for telephony KYC — eliminated password friction and reduced fraud exposure at scale.
£1.2M annual saving · 81% faster auth
Almosafer (Seera) 2023 · Travel
MENA's First AI Travel Experience
LLM natural language search scaled to WhatsApp — turned a traditional booking flow into a conversational commerce engine.
+41% booking conversion · 28K+ WhatsApp bookings in 3 months
Careem (Uber) 2024 · Super App
Ask Careem: AI Dineout Discovery
LLM-powered restaurant recommendations that transformed a loyalty feature into an intelligent discovery engine.
+26% spend · +52% long-tail redemptions
Careem (Uber) 2024 · Platform
Cross-Service Discovery Engine
Contextual cross-sell embedded in the ride journey — unlocked multi-service engagement across 14M+ active users.
1.5→2.7 services/user · 2× food orders
Krak (Kraken) 2025 · FinTech
AI-Enhanced Design Operations
Claude, Cursor, and Figma MCP integrated into the design workflow — AI as infrastructure, not a feature.
70% faster handoff · 98% system consistency

Companies I've Shaped

Top 10 Crypto Exchange
Careem
Metro Bank
Almosafer
Booking.com
Momondo Group
General Motors
Dentsu
Merkle
Top 10 Crypto Exchange
Careem
Metro Bank
Almosafer
Booking.com
Momondo Group
General Motors
Dentsu
Merkle
Sopra Steria
Moove
UK Gov Digital Services
DEFRA
Ministry of Justice
Sopra Steria
Moove
UK Gov Digital Services
DEFRA
Ministry of Justice

Don't Take
My Word.

These are the people who were in the room, they saw how I work, not just what I delivered.

"Few leaders inspire enough confidence to follow them from one company to another. Jay is incredible at making sense of business chaos for his design team."

HB

Hakeeb Bashorun

Lead Product Designer· Careem & Almosafer

"What sets Jay apart is his rare combination of creative vision and practical execution."

SR

Sam Rapp

Sr. Director of Product Design· Careem

"He is a role model for any design team, not only for his professional impact but for the way he leads with empathy and purpose."

SH

Samantha Hamadeh

Product Marketing Manager· Careem

"If you get the chance to work with him, take it. You won't just improve, you'll level up."

KD

Khussan Djabbarov

Product Designer· Careem

How I Lead

I Don't
Just Lead.
I Deliver.

Work with me
01

Every decision earns its place

I don't design what looks good in a review. I design what moves numbers in production. If it doesn't trace back to an outcome, it doesn't deliver.

02

I slow down so the team speeds up

Most rework happens because someone skipped alignment. I make sure the room agrees on where we're going before anyone opens Figma. That's how you deliver fast without throwing work away.

03

The org runs after I leave

I've left three companies now. Every design org I built kept delivering at the same standard without me. That's not an accident. It's the whole point. I hire people with taste and judgment, then give them the context to own it.

04

AI is in my workflow. Daily.

Not a talking point on a slide deck. A genuine competitive edge. Faster exploration, better decisions, less wasted time. The taste and judgment are still mine. The speed is multiplied.

How We Work Together

Three Ways
to Work
With Me

01

Fractional
Design Leadership

I embed as your Director or VP of Design: setting direction, raising the hiring bar, managing stakeholders, and holding the quality line. You get full leadership without full-time headcount. Your team gets someone who's done this at Careem, Metro Bank, and beyond.

Design Direction Team Building Roadmap Stakeholder Mgmt

02

Strategic
Advisory

You're about to make a big bet: a product pivot, a platform rebuild, a design org restructure, and you need someone in the room who's seen this movie before. Sixteen years of pattern recognition, on demand.

Product Strategy Design Critique IA & Systems Team Health

03

End-to-End
Design Delivery

Sometimes you don't need advice. You need the work done. Discovery, UX strategy, UI craft, and delivery through RUONALIM, my Dubai-based design studio, backed by a network of world-class designers and developers. From blank page to production-ready, with the same standards I'd hold for my own product.

UX Strategy UI Craft Design Systems Delivery

Beyond the Interface

20+
Episodes live
15+
Design leaders
interviewed
6+
Countries
represented
"The conversations most design leaders have in private, about politics, failure, and the stuff that actually moves a product forward. That's what this show is."
, Listener review

Recent Episode

Joe Fletcher: The Evolution of Design in the Age of AI

The part
nobody
talks about.

Co-hosted with Warren Nugent. This is the podcast for design leaders who are past the portfolio stage: the ones making the calls that shape products, teams, and companies. The messy middle. The trade-offs. The decisions you can't undo.

Design directors, CPOs, and operators from Booking, Careem, Metro Bank, and more. No rehearsed takes. Just real conversations about what it actually takes to lead design at scale.

Listen to the podcast

Background

Jay
Tulloch

I started building websites at 15. Got a BSc in Product Design from Brunel, then an MBA with a focus on Digital Banking from Cranfield. Somewhere in between, I stopped being a designer who understood business and became a business leader who happens to think in systems, interfaces, and user behaviour.

I've written production code. I've run design teams of 25+. I've presented to exec boards and I've pushed pixels at 2am. Front-end engineer, IC designer, team lead, design director, co-founder. It's the reason I can walk into any room, at any altitude, and add value immediately.

AI is embedded across my entire workflow. The taste is mine. The throughput is multiplied.

Top 10 Global Crypto Exchange Head of Design 2025–Present
RUONALIM Co-Founder & Design Advisor 2023–Present
Careem Head of Product Design 2024–2025
Almosafer Director of UX & Product Design 2020–2023
Metro Bank Head of Product Design & UX 2017–2020
Momondo Lead Product Designer 2015–2017
Sopra Steria UX Designer · UK Gov Digital Transformation 2014–2015
Apperception Product Designer & Front End Engineer 2012–2014
JDT Designs Product Designer & Front End Engineer 2009–2014